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Legal Documents (Pre-Purchase)

Title Deed / Sale Deed

Verify the seller has clear ownership of the property.

Encumbrance Certificate (EC)

Ensures the property is free from legal dues or mortgages.

NA Order (Non-Agricultural)

Required if buying land to build a home.

Approved Building Plan

Check if the building plan is approved by the local municipal authority.

Completion / Occupancy Certificate

Proof that the building is constructed according to approved plans and is ready for habitation.

Financial & Tax Documents

Property Tax Receipts

Ensure all previous property taxes have been paid by the seller.

Khata Certificate

Proof that the property is registered in the municipal records.

NOC from Bank

If the seller had a loan, ensure they have a No Objection Certificate from the bank.

NOC from Society/RWA

Required for transferring the share certificate in housing societies.

Agreement & Registration

Sale Agreement

Drafted on stamp paper, outlining terms and conditions of the sale.

Stamp Duty Payment

Proof of stamp duty payment to the government.

Registration Receipt

Final proof of transaction registration with the sub-registrar.

Possession Letter

Issued by the builder/seller when handing over keys.

Note

This checklist is for general guidance only. Property laws vary by state in India. It is highly recommended to consult a property lawyer for legal verification of documents before making a purchase.

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